Coronavirus and Life Insurance

Life insurance offers financial protection for your loved ones in the event that you die unexpectedly.
When a pandemic becomes world news, you may start to consider the necessity of purchasing a policy or wonder how news of an outbreak might shape the policy you already have.
A global health crisis like the widespread COVID-19 outbreak that began in late 2019 can make applying for life insurance more complicated. But as long as you have an active policy in place, if you were to die of a pandemic illness, your family would still receive the death benefit, even if you had knowingly traveled to areas with a known disease outbreak.
Essentially, life insurance covers pandemics, assuming you were truthful about your travel plans and exposure to illness during the application process.
The bottom line is: As with any major illness, surgery, or prescribed medication, you should obtain life insurance BEFORE any new diagnosis! Don't wait. Act now!!!